After stories came out detailing the amount of actual money lost in Second Life due to fraud, Linden Labs has decided to ban offering of interest or any direct return on an investment in Second Life - in Linden dollars or any other currency. Liden Labs, parent company of Second Life, has stayed away from being a governmental body in the virtual world. In this case, Linden insists that it is not acting as a banking regulator. Instead, this step was importing for maintaining the legal security of Second Life. The change in policy becomes effective January 22, 2008.